Top payment gateway providers in the United States

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Navigating the competitive landscape of payment gateways, providers like Nilon, Spike Financial, and others stand out in the US by offering specialized solutions tailored to industries like e-commerce, healthcare, and high-risk sectors. From Nilon’s innovative recurring billing applications in Maryland to Spike Financial’s PCI-compliant offerings in Texas, these companies leverage advanced tech like mobile payments and cloud processing to enhance transaction efficiency. As firms like Payment Gravy emphasize real-time analytics and CBD integration, payment gateways are evolving to support dynamic business needs in 2025.

Nilon logo

Nilon

🇺🇸 656 Quince Orchard Rd. Suite 300

Nilon revolutionizes the financial services industry by simplifying payment processing through innovative solutions and strategic guidance, leveraging firsthand experience from the founder's background in recurring billing applications.

payments
payment processing
gateway
merchant
banking
credit card
merchant services
POS
Company size: 51-200
Payment Gravy logo

Payment Gravy

🇺🇸 Allen, Texas 75002, US

Specializing in financial services, Payment Gravy offers a comprehensive suite of payment processing solutions, including credit and debit card acceptance, mobile wallet integration, and CBD payment processing. With a focus on affordability and innovative features like real-time analytics and global payment solutions, it aims to enhance merchant operations through advanced technology and dedicated support.

payment processing
credit cards
debit cards
mobile wallets
CBD payments
payment gateway
analytics
merchant services
security management
recurring billing
multi currency
business coaching
Company size: 2-10
Founded: 2017

Plug'n Pay specializes in innovative IT services and consulting, focusing on secure and reliable e-commerce solutions, particularly zero-cost credit payment processing. Their advanced technology enables merchants to efficiently manage transactions, reduce fraud risk, and enhance customer loyalty, making them a leader in the payment processing industry.

payments
e-commerce
credit card processing
payment solutions
electronic check
internet transactions
membership management
billing
payment gateway
digital fulfillment
multi-currency
ACH
Company size: 11-50
Founded: 1996
Spike Financial Payment Processing logo

Spike Financial Payment Processing

🇺🇸 6464 Savoy Dr Unit 820

Spike Financial specializes in payment processing and merchant services, offering innovative solutions such as low credit and debit card rates, advanced POS systems, and comprehensive support for various retail sectors, including gas stations and convenience stores. Their focus on PCI compliance and mobile payment options positions them as a versatile provider in the financial services industry.

payment processing
merchant services
POS terminals
credit card processing
ACH
EMV
payment gateway
PCI compliance
mobile payments
recurring billing
virtual terminals
fleet cards
Company size: 11-50
Founded: 2017
AvidaPay logo

AvidaPay

🇺🇸 3901 Arlington Highlands Blvd Arlington, Texas 76018, US

AvidaPay specializes in high-risk payment processing for both international and domestic markets, offering a secure, PCI-compliant cloud-based payment gateway that simplifies transactions for merchants. With a focus on flexibility and compliance, it provides tailored solutions for various payment methods, including ACH, cryptocurrency, and eCommerce.

high-risk payments
low-risk payments
medium-risk payments
international payments
domestic payments
card-present
card-not-present
payment gateway
merchant services
ACH
cryptocurrency
digital payments
Company size: 51-200
Founded: 2020
Enhanced Payment Systems logo

Enhanced Payment Systems

🇺🇸 Chicago, Illinois , US

Enhanced Payment Systems is a financial services provider specializing in payment processing solutions for businesses, enabling them to accept a variety of payment methods, including credit and debit cards, eChecks, and contactless payments. Its innovative platform offers additional tools such as fraud detection, subscription billing, and customizable checkout pages, enhancing online sales management for merchants.

payment processing
card acceptance
e-commerce
fraud detection
subscription billing
invoicing
contactless payments
checkout customization
Company size: 51-200
3D Merchant Services powered by CenPOS logo

3D Merchant Services powered by CenPOS

🇺🇸 Lighthouse Pt, FL, US

3D Merchant Services specializes in financial services, offering innovative cloud payment processing technology that streamlines the payment experience for mid-sized B2B businesses. Their unique approach includes optimizing credit card fees, facilitating token and recurring billing, and creating efficiencies in transaction management, significantly enhancing profitability and customer satisfaction.

payment processing
PCI compliance
B2B transactions
cloud technology
transaction management
recurring billing
payment gateway
electronic invoicing
efficiency optimization
omnichannel payments
data security
credit card fees
Company size: 2-10
Founded: 2007
ezPay365 logo

ezPay365

🇺🇸 Dublin, OH 43017, US

ezPay365 specializes in payment processing solutions for the Accounts Receivable Management, Healthcare, and Legal sectors, offering innovative channels such as online portals, IVR, and mobile payments. With a focus on PCI DSS certified services and seamless integration with collection software, it provides customized reporting and efficient transaction handling to enhance financial operations.

payment processing
accounts receivable
collections
ACH
HSA
FSA
payment gateways
merchant services
online payments
IVR
recurring billing
chargeback management
Company size: 2-10
Founded: 2016
1FX Pay logo

1FX Pay

🇺🇸 111 West 7th St. Los Angeles, California 90014, US

1FX Pay specializes in providing multi-currency business bank accounts with global payment capabilities, catering primarily to small businesses and B2B transactions. Its innovative approach includes a comprehensive suite of financial services such as invoicing, collections, and mobile point of sale solutions.

payments
invoicing
banking
b2b
marketplace
billing
collections
purchasing
payouts
disbursements
credit card processing
electronic payments
Company size: 2-10
Founded: 2014
Payment Savvy logo

Payment Savvy

🇺🇸 5760 Legacy Dr Plano, Texas, US

A financial services provider specializing in integrated payment processing solutions for medium to high-risk businesses, focusing on streamlining account receivables and financial management. They offer a range of innovative tools, including ACH payments and custom processing solutions, to enhance convenience and competitiveness in the market.

payment processing
credit cards
ACH payments
high risk
billing
chargeback prevention
online payment gateway
recurring billing
IVR
web bill pay
financial management
Company size: 2-10
Founded: 2010
Payment Processing Gurus logo

Payment Processing Gurus

🇺🇸 Las Vegas, Nevada, US

A leading provider in financial services, this organization specializes in comprehensive payment solutions, offering innovative processing services such as credit and debit card transactions, e-commerce gateways, and advanced fraud protection. Their tailored offerings cater to a wide range of industries, empowering businesses with cutting-edge technology and competitive rates to enhance transaction efficiency and security.

payment processing
credit card processing
debit card processing
e-commerce
mobile payments
ACH processing
e-check processing
point-of-sale
fraud protection
subscription billing
secure gateways
Company size: 2-10
Founded: 2014
Chargent (by AppFrontier) logo

Chargent (by AppFrontier)

🇺🇸 870 Market Street, Suite 809 San Francisco, California 94102, US

Chargent is a software development solution that simplifies and automates payment processing within Salesforce, enabling organizations to capture revenue more efficiently and streamline billing operations. With over 30 direct payment gateway integrations and a focus on subscription and automated collections, it offers a comprehensive platform tailored for Salesforce users.

Salesforce
payments
payment processing
credit card
digital payments
subscription billing
automated collections
recurring billing
CRM
dunning
accounts receivable
integrations
Company size: 11-50
Founded: 2008
Worldwide Merchant Services, Inc. logo

Worldwide Merchant Services, Inc.

🇺🇸 123 West Nye Lane Suite 129

Specializing in financial services, Worldwide Merchant Services offers innovative payment processing solutions tailored for high-risk industries, including CBD and travel. With over 20 years of experience, it provides comprehensive tools for ecommerce merchants, ensuring seamless transactions and dedicated customer support.

payment processing
credit card
ecommerce
virtual terminal
online shopping
check processing
ACH processing
high-risk industries
customer support
Company size: 2-10
Founded: 1987
AnchorPay logo

AnchorPay

🇺🇸 Prosper, TX 75078, US

AnchorPay specializes in business consulting and services focused on simplifying payment processing through a user-friendly platform, offering expert guidance and cost-saving solutions. Their innovative approach combines comprehensive payment processing services with ongoing support and industry expertise, positioning them as a trusted partner for businesses navigating the complexities of payment transactions.

payment processing
merchant account
payment gateway
online payments
ACH
chargeback prevention
electronic invoicing
consulting
payment optimization
phone payments
text payments
Company size: 2-10
Founded: 2024
NATIONAL | Discount Merchant Services logo

NATIONAL | Discount Merchant Services

🇺🇸 12335 Santa Monica Blvd Suite 310

Specializing in financial services, this entity offers robust payment processing solutions for businesses of all sizes, facilitating transactions through various electronic payment methods. Known for exceptional customer service and innovative support, it empowers clients with tools for growth, including eCommerce gateways and mobile payment technologies.

payment processing
credit cards
debit cards
merchant accounts
eCommerce
payment gateways
mobile payments
POS systems
transaction settlement
chargeback processing
customer service
Company size: 51-200
Founded: 1998
Inovio Payments logo

Inovio Payments

🇺🇸 21650 Oxnard Street Suite 1200

Inovio Payments operates in the financial services industry, offering a fully integrated, technology-driven payment gateway designed for seamless integration and global scalability. Its innovative omni-channel platform simplifies the payment process through flexible APIs and advanced features such as intelligent transaction routing and anti-fraud measures.

payment gateway
online payments
e-commerce
transaction routing
anti-fraud
chargeback mitigation
global integration
recurring billing
virtual POS
APIs
Company size: 11-50
Founded: 2016
Freedom Merchants logo

Freedom Merchants

🇺🇸 120 E 23rd St New York, 10010, US

Specializing in financial services, Freedom Merchants offers an innovative platform for businesses to easily establish credit card processing and e-check/ACH services across various channels, including in-person and online. Their unique approach combines advanced technology tools with competitive rates, streamlining payment solutions for diverse business needs.

credit card processing
e-check
ACH services
payment solutions
mobile payments
online payments
financial technology
transaction processing
Company size: 11-50
Founded: 2004
BlueHill Payments logo

BlueHill Payments

🇺🇸 750 N Hudson Ave 2306

BlueHill Payments specializes in payment orchestration and billing solutions within the financial services industry, offering innovative features like automated reconciliation, fraud prevention, and advanced analytics to help startups and small businesses reduce card fees and streamline their digital payment operations. Their intuitive platform emphasizes security and reliability, ensuring a seamless user experience.

payment orchestration
billing solutions
digital payments
fraud prevention
reconciliation
analytics
secure payments
payment gateway
small business
startup finance
Company size: 2-10
Founded: 2022
Perfectosoft logo

Perfectosoft

🇺🇸 695 Atlantic ave 9th Fl Boston, MA 02111, US

Perfectosoft specializes in software development with a focus on online credit card processing, offering the Unified Payment Gateway as a reliable and cost-effective solution for businesses reliant on digital transactions.

online payments
credit card processing
payment gateway
transaction management
cost reduction
reliability
Company size: 2-10
Founded: 2016
Payflex logo

Payflex

🇺🇸 8870 Business Park Dr 500

Payflex is a fintech provider specializing in innovative payment solutions that enhance the efficiency and security of transactions for businesses and consumers. With offerings such as digital payment gateways, mobile payments, and advanced fraud prevention tools, it aims to simplify payment systems while delivering a superior user experience.

payment solutions
fintech
digital payments
mobile payments
cross-border payments
POS systems
subscription billing
fraud prevention
payment processing
transaction security
user experience
e-commerce
Company size: 51-200
Founded: 2024
Clearent by Xplor logo

Clearent by Xplor

🇺🇸 Atlanta, Georgia, US

Clearent specializes in embedded payments technology, providing comprehensive payment solutions that integrate seamlessly with software platforms to enhance revenue generation for businesses. Its innovative approach combines traditional and advanced payment processing systems, enabling efficient transactions for a diverse range of industries globally.

embedded payments
payment processing
merchant services
credit card processing
payment gateway
payment technology
revenue enhancement
transaction solutions
software integration
point-of-sale systems
Company size: 501-1000
Founded: 2005
swiped.com logo

swiped.com

🇺🇸 58 Mount Bethel Rd 301

SWIPED specializes in providing payment gateway services, facilitating seamless online transactions for e-commerce and retail businesses by accepting all major credit cards. Its innovative approach automates payment processing, enhancing the efficiency of online payment systems.

payment gateway
credit card
merchant services
e-commerce
online payments
payment processing
debit card
online retailing
transaction management
Company size: 11-50
eMerchant logo

eMerchant

🇺🇸 78 Discovery Irvine, California 92618, US

eMerchant specializes in integrated payment solutions within the financial services industry, offering a comprehensive suite of retail, mobile, and ecommerce payment options. Their innovative eCommerceCart platform and commitment to security and efficiency position them as a leading all-in-one solution for ecommerce merchants.

payment processing
eCommerce
payment gateway
merchant services
credit card processing
online payments
mobile payments
POS solutions
subscription billing
recurring billing
merchant accounts
eCommerce platform
Company size: 11-50
Founded: 2002
ZT Payments logo

ZT Payments

🇺🇸 1535 West Loop S Suite 450

ZT Payments specializes in providing bespoke payment processing solutions within the financial services industry, focusing on streamlining transactions and enhancing customer payment experiences. With a commitment to security and innovation, the firm offers a comprehensive range of services, including POS systems, mobile payment solutions, and e-commerce payment gateways, designed to meet the evolving needs of businesses in the digital commerce landscape.

payment processing
POS systems
e-commerce
mobile payments
payment gateways
transaction management
data security
merchant services
B2B payments
contactless payments
credit card processing
financial technology
Company size: 11-50
Founded: 2016

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