Top payment gateway providers in the United States

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Navigating the competitive landscape of payment gateways, providers like Nilon, Spike Financial, and others stand out in the US by offering specialized solutions tailored to industries like e-commerce, healthcare, and high-risk sectors. From Nilon’s innovative recurring billing applications in Maryland to Spike Financial’s PCI-compliant offerings in Texas, these companies leverage advanced tech like mobile payments and cloud processing to enhance transaction efficiency. As firms like Payment Gravy emphasize real-time analytics and CBD integration, payment gateways are evolving to support dynamic business needs in 2025.

Payment Gravy logo

Payment Gravy

🇺🇸 Allen, Texas 75002, US

Specializing in financial services, Payment Gravy offers a comprehensive suite of payment processing solutions, including credit and debit card acceptance, mobile wallet integration, and CBD payment processing. With a focus on affordability and innovative features like real-time analytics and global payment solutions, it aims to enhance merchant operations through advanced technology and dedicated support.

payment processing
credit cards
debit cards
mobile wallets
CBD payments
payment gateway
analytics
merchant services
security management
recurring billing
multi currency
business coaching
Company size: 2-10
Founded: 2017
Nilon logo

Nilon

🇺🇸 656 Quince Orchard Rd. Suite 300

Nilon revolutionizes the financial services industry by simplifying payment processing through innovative solutions and strategic guidance, leveraging firsthand experience from the founder's background in recurring billing applications.

payments
payment processing
gateway
merchant
banking
credit card
merchant services
POS
Company size: 51-200
Enhanced Payment Systems logo

Enhanced Payment Systems

🇺🇸 Chicago, Illinois , US

Enhanced Payment Systems is a financial services provider specializing in payment processing solutions for businesses, enabling them to accept a variety of payment methods, including credit and debit cards, eChecks, and contactless payments. Its innovative platform offers additional tools such as fraud detection, subscription billing, and customizable checkout pages, enhancing online sales management for merchants.

payment processing
card acceptance
e-commerce
fraud detection
subscription billing
invoicing
contactless payments
checkout customization
Company size: 51-200
Spike Financial Payment Processing logo

Spike Financial Payment Processing

🇺🇸 6464 Savoy Dr Unit 820

Spike Financial specializes in payment processing and merchant services, offering innovative solutions such as low credit and debit card rates, advanced POS systems, and comprehensive support for various retail sectors, including gas stations and convenience stores. Their focus on PCI compliance and mobile payment options positions them as a versatile provider in the financial services industry.

payment processing
merchant services
POS terminals
credit card processing
ACH
EMV
payment gateway
PCI compliance
mobile payments
recurring billing
virtual terminals
fleet cards
Company size: 11-50
Founded: 2017

Plug'n Pay specializes in innovative IT services and consulting, focusing on secure and reliable e-commerce solutions, particularly zero-cost credit payment processing. Their advanced technology enables merchants to efficiently manage transactions, reduce fraud risk, and enhance customer loyalty, making them a leader in the payment processing industry.

payments
e-commerce
credit card processing
payment solutions
electronic check
internet transactions
membership management
billing
payment gateway
digital fulfillment
multi-currency
ACH
Company size: 11-50
Founded: 1996
1FX Pay logo

1FX Pay

🇺🇸 111 West 7th St. Los Angeles, California 90014, US

1FX Pay specializes in providing multi-currency business bank accounts with global payment capabilities, catering primarily to small businesses and B2B transactions. Its innovative approach includes a comprehensive suite of financial services such as invoicing, collections, and mobile point of sale solutions.

payments
invoicing
banking
b2b
marketplace
billing
collections
purchasing
payouts
disbursements
credit card processing
electronic payments
Company size: 2-10
Founded: 2014
ezPay365 logo

ezPay365

🇺🇸 Dublin, OH 43017, US

ezPay365 specializes in payment processing solutions for the Accounts Receivable Management, Healthcare, and Legal sectors, offering innovative channels such as online portals, IVR, and mobile payments. With a focus on PCI DSS certified services and seamless integration with collection software, it provides customized reporting and efficient transaction handling to enhance financial operations.

payment processing
accounts receivable
collections
ACH
HSA
FSA
payment gateways
merchant services
online payments
IVR
recurring billing
chargeback management
Company size: 2-10
Founded: 2016
Payment Savvy logo

Payment Savvy

🇺🇸 5760 Legacy Dr Plano, Texas, US

A financial services provider specializing in integrated payment processing solutions for medium to high-risk businesses, focusing on streamlining account receivables and financial management. They offer a range of innovative tools, including ACH payments and custom processing solutions, to enhance convenience and competitiveness in the market.

payment processing
credit cards
ACH payments
high risk
billing
chargeback prevention
online payment gateway
recurring billing
IVR
web bill pay
financial management
Company size: 2-10
Founded: 2010
AvidaPay logo

AvidaPay

🇺🇸 3901 Arlington Highlands Blvd Arlington, Texas 76018, US

AvidaPay specializes in high-risk payment processing for both international and domestic markets, offering a secure, PCI-compliant cloud-based payment gateway that simplifies transactions for merchants. With a focus on flexibility and compliance, it provides tailored solutions for various payment methods, including ACH, cryptocurrency, and eCommerce.

high-risk payments
low-risk payments
medium-risk payments
international payments
domestic payments
card-present
card-not-present
payment gateway
merchant services
ACH
cryptocurrency
digital payments
Company size: 51-200
Founded: 2020
Chargent (by AppFrontier) logo

Chargent (by AppFrontier)

🇺🇸 870 Market Street, Suite 809 San Francisco, California 94102, US

Chargent is a software development solution that simplifies and automates payment processing within Salesforce, enabling organizations to capture revenue more efficiently and streamline billing operations. With over 30 direct payment gateway integrations and a focus on subscription and automated collections, it offers a comprehensive platform tailored for Salesforce users.

Salesforce
payments
payment processing
credit card
digital payments
subscription billing
automated collections
recurring billing
CRM
dunning
accounts receivable
integrations
Company size: 11-50
Founded: 2008
Worldwide Merchant Services, Inc. logo

Worldwide Merchant Services, Inc.

🇺🇸 123 West Nye Lane Suite 129

Specializing in financial services, Worldwide Merchant Services offers innovative payment processing solutions tailored for high-risk industries, including CBD and travel. With over 20 years of experience, it provides comprehensive tools for ecommerce merchants, ensuring seamless transactions and dedicated customer support.

payment processing
credit card
ecommerce
virtual terminal
online shopping
check processing
ACH processing
high-risk industries
customer support
Company size: 2-10
Founded: 1987
Payment Processing Gurus logo

Payment Processing Gurus

🇺🇸 Las Vegas, Nevada, US

A leading provider in financial services, this organization specializes in comprehensive payment solutions, offering innovative processing services such as credit and debit card transactions, e-commerce gateways, and advanced fraud protection. Their tailored offerings cater to a wide range of industries, empowering businesses with cutting-edge technology and competitive rates to enhance transaction efficiency and security.

payment processing
credit card processing
debit card processing
e-commerce
mobile payments
ACH processing
e-check processing
point-of-sale
fraud protection
subscription billing
secure gateways
Company size: 2-10
Founded: 2014
3D Merchant Services powered by CenPOS logo

3D Merchant Services powered by CenPOS

🇺🇸 Lighthouse Pt, FL, US

3D Merchant Services specializes in financial services, offering innovative cloud payment processing technology that streamlines the payment experience for mid-sized B2B businesses. Their unique approach includes optimizing credit card fees, facilitating token and recurring billing, and creating efficiencies in transaction management, significantly enhancing profitability and customer satisfaction.

payment processing
PCI compliance
B2B transactions
cloud technology
transaction management
recurring billing
payment gateway
electronic invoicing
efficiency optimization
omnichannel payments
data security
credit card fees
Company size: 2-10
Founded: 2007
TruHarbor Merchant Solutions logo

TruHarbor Merchant Solutions

🇺🇸 1010 Lake St Suite 200

TruHarbor Merchant Solutions specializes in providing customized merchant services, including credit and debit card processing, mobile and contactless payments, and online payment gateways, designed to meet diverse business needs. Their focus on reliable, safe, and secure payment processing sets them apart in the business consulting and services industry.

merchant services
payment processing
credit processing
debit processing
mobile payments
contactless payments
online gateway
EBT
SNAP
Company size: 11-50
Founded: 2000
Perfectosoft logo

Perfectosoft

🇺🇸 695 Atlantic ave 9th Fl Boston, MA 02111, US

Perfectosoft specializes in software development with a focus on online credit card processing, offering the Unified Payment Gateway as a reliable and cost-effective solution for businesses reliant on digital transactions.

online payments
credit card processing
payment gateway
transaction management
cost reduction
reliability
Company size: 2-10
Founded: 2016
ReliantPay, Inc. logo

ReliantPay, Inc.

🇺🇸 14280 Manchester Rd. St. Louis, MO 63011, US

ReliantPay provides innovative cash management and payment acceptance solutions tailored for small and medium-sized businesses, specializing in efficient transaction processing through services like credit card processing, ecommerce solutions, and mobile payments.

cash management
payment acceptance
credit card processing
ecommerce payments
mobile payments
gift cards
recurring payments
ACH payments
merchant services
Company size: 11-50
Founded: 2009
swiped.com logo

swiped.com

🇺🇸 58 Mount Bethel Rd 301

SWIPED specializes in providing payment gateway services, facilitating seamless online transactions for e-commerce and retail businesses by accepting all major credit cards. Its innovative approach automates payment processing, enhancing the efficiency of online payment systems.

payment gateway
credit card
merchant services
e-commerce
online payments
payment processing
debit card
online retailing
transaction management
Company size: 11-50
eMerchant logo

eMerchant

🇺🇸 78 Discovery Irvine, California 92618, US

eMerchant specializes in integrated payment solutions within the financial services industry, offering a comprehensive suite of retail, mobile, and ecommerce payment options. Their innovative eCommerceCart platform and commitment to security and efficiency position them as a leading all-in-one solution for ecommerce merchants.

payment processing
eCommerce
payment gateway
merchant services
credit card processing
online payments
mobile payments
POS solutions
subscription billing
recurring billing
merchant accounts
eCommerce platform
Company size: 11-50
Founded: 2002
AnchorPay logo

AnchorPay

🇺🇸 Prosper, TX 75078, US

AnchorPay specializes in business consulting and services focused on simplifying payment processing through a user-friendly platform, offering expert guidance and cost-saving solutions. Their innovative approach combines comprehensive payment processing services with ongoing support and industry expertise, positioning them as a trusted partner for businesses navigating the complexities of payment transactions.

payment processing
merchant account
payment gateway
online payments
ACH
chargeback prevention
electronic invoicing
consulting
payment optimization
phone payments
text payments
Company size: 2-10
Founded: 2024
Progressive Payments Advisors logo

Progressive Payments Advisors

🇺🇸 1 Concourse Pkwy 800

Progressive Payments Advisors specializes in providing customized payment processing solutions, including credit card, eCheck, and mobile payment options, tailored to meet the diverse needs of businesses across various industries. Their innovative approach focuses on flexibility and personalization, enabling businesses of any size to optimize their payment processes.

payment processing
credit card
eCheck
mobile payments
customized solutions
financial services
Company size: 11-50
Founded: 2009
Payment Pros logo

Payment Pros

🇺🇸 Marietta, Georgia 30066, US

Specializing in financial services, Payment Pros offers transparent and tailored solutions for merchant services, particularly in the healthcare sector, focusing on innovative payment processing methods including mobile payments and recurring billing. Their commitment to honesty and expertise sets them apart in providing comprehensive payment consulting and integration services.

merchant services
payment processing
credit card processing
online payments
mobile payments
recurring payments
PCI compliance
payment consulting
virtual terminal
contactless payments
payment workflows
integrations
Company size: 2-10
Founded: 2014
Payanywhere logo

Payanywhere

🇺🇸 250 Stephenson Hwy Troy, Michigan 48083, US

Specializing in financial services, Payanywhere offers an innovative mobile payments system that enables businesses to accept credit card payments seamlessly in-store, online, and on-the-go. With a comprehensive suite of tools for invoicing, inventory management, and reporting, it enhances the checkout experience while supporting business growth.

mobile payments
credit card processing
merchant accounts
invoicing
inventory management
point of sale
business growth
payment solutions
Company size: 501-1000
Founded: 2011
BlueHill Payments logo

BlueHill Payments

🇺🇸 750 N Hudson Ave 2306

BlueHill Payments specializes in payment orchestration and billing solutions within the financial services industry, offering innovative features like automated reconciliation, fraud prevention, and advanced analytics to help startups and small businesses reduce card fees and streamline their digital payment operations. Their intuitive platform emphasizes security and reliability, ensuring a seamless user experience.

payment orchestration
billing solutions
digital payments
fraud prevention
reconciliation
analytics
secure payments
payment gateway
small business
startup finance
Company size: 2-10
Founded: 2022
BNG Payments logo

BNG Payments

🇺🇸 3285 47th St S Fargo, North Dakota 58104, US

Specializing in financial services, BNG Payments offers innovative solutions for secure payment processing and SaaS billing tools, enabling businesses to receive payments faster and more cost-effectively. Their focus on employee development and core values enhances customer support and drives business growth.

payment processing
credit card
mobile payments
point of sale
recurring payments
billing tool
financial services
Company size: 51-200
Founded: 2005

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