Top payment gateway providers in the United States

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Navigating the competitive landscape of payment gateways, providers like Nilon, Spike Financial, and others stand out in the US by offering specialized solutions tailored to industries like e-commerce, healthcare, and high-risk sectors. From Nilon’s innovative recurring billing applications in Maryland to Spike Financial’s PCI-compliant offerings in Texas, these companies leverage advanced tech like mobile payments and cloud processing to enhance transaction efficiency. As firms like Payment Gravy emphasize real-time analytics and CBD integration, payment gateways are evolving to support dynamic business needs in 2025.

Payment Gravy logo

Payment Gravy

🇺🇸 Allen, Texas 75002, US

Specializing in financial services, Payment Gravy offers a comprehensive suite of payment processing solutions, including credit and debit card acceptance, mobile wallet integration, and CBD payment processing. With a focus on affordability and innovative features like real-time analytics and global payment solutions, it aims to enhance merchant operations through advanced technology and dedicated support.

payment processing
credit cards
debit cards
mobile wallets
CBD payments
payment gateway
analytics
merchant services
security management
recurring billing
multi currency
business coaching
Company size: 2-10
Founded: 2017
Nilon logo

Nilon

🇺🇸 656 Quince Orchard Rd. Suite 300

Nilon revolutionizes the financial services industry by simplifying payment processing through innovative solutions and strategic guidance, leveraging firsthand experience from the founder's background in recurring billing applications.

payments
payment processing
gateway
merchant
banking
credit card
merchant services
POS
Company size: 51-200
Spike Financial Payment Processing logo

Spike Financial Payment Processing

🇺🇸 6464 Savoy Dr Unit 820

Spike Financial specializes in payment processing and merchant services, offering innovative solutions such as low credit and debit card rates, advanced POS systems, and comprehensive support for various retail sectors, including gas stations and convenience stores. Their focus on PCI compliance and mobile payment options positions them as a versatile provider in the financial services industry.

payment processing
merchant services
POS terminals
credit card processing
ACH
EMV
payment gateway
PCI compliance
mobile payments
recurring billing
virtual terminals
fleet cards
Company size: 11-50
Founded: 2017
Payment Savvy logo

Payment Savvy

🇺🇸 5760 Legacy Dr Plano, Texas, US

A financial services provider specializing in integrated payment processing solutions for medium to high-risk businesses, focusing on streamlining account receivables and financial management. They offer a range of innovative tools, including ACH payments and custom processing solutions, to enhance convenience and competitiveness in the market.

payment processing
credit cards
ACH payments
high risk
billing
chargeback prevention
online payment gateway
recurring billing
IVR
web bill pay
financial management
Company size: 2-10
Founded: 2010
Enhanced Payment Systems logo

Enhanced Payment Systems

🇺🇸 Chicago, Illinois , US

Enhanced Payment Systems is a financial services provider specializing in payment processing solutions for businesses, enabling them to accept a variety of payment methods, including credit and debit cards, eChecks, and contactless payments. Its innovative platform offers additional tools such as fraud detection, subscription billing, and customizable checkout pages, enhancing online sales management for merchants.

payment processing
card acceptance
e-commerce
fraud detection
subscription billing
invoicing
contactless payments
checkout customization
Company size: 51-200
ezPay365 logo

ezPay365

🇺🇸 Dublin, OH 43017, US

ezPay365 specializes in payment processing solutions for the Accounts Receivable Management, Healthcare, and Legal sectors, offering innovative channels such as online portals, IVR, and mobile payments. With a focus on PCI DSS certified services and seamless integration with collection software, it provides customized reporting and efficient transaction handling to enhance financial operations.

payment processing
accounts receivable
collections
ACH
HSA
FSA
payment gateways
merchant services
online payments
IVR
recurring billing
chargeback management
Company size: 2-10
Founded: 2016
Payment Processing Gurus logo

Payment Processing Gurus

🇺🇸 Las Vegas, Nevada, US

A leading provider in financial services, this organization specializes in comprehensive payment solutions, offering innovative processing services such as credit and debit card transactions, e-commerce gateways, and advanced fraud protection. Their tailored offerings cater to a wide range of industries, empowering businesses with cutting-edge technology and competitive rates to enhance transaction efficiency and security.

payment processing
credit card processing
debit card processing
e-commerce
mobile payments
ACH processing
e-check processing
point-of-sale
fraud protection
subscription billing
secure gateways
Company size: 2-10
Founded: 2014

Plug'n Pay specializes in innovative IT services and consulting, focusing on secure and reliable e-commerce solutions, particularly zero-cost credit payment processing. Their advanced technology enables merchants to efficiently manage transactions, reduce fraud risk, and enhance customer loyalty, making them a leader in the payment processing industry.

payments
e-commerce
credit card processing
payment solutions
electronic check
internet transactions
membership management
billing
payment gateway
digital fulfillment
multi-currency
ACH
Company size: 11-50
Founded: 1996
1FX Pay logo

1FX Pay

🇺🇸 111 West 7th St. Los Angeles, California 90014, US

1FX Pay specializes in providing multi-currency business bank accounts with global payment capabilities, catering primarily to small businesses and B2B transactions. Its innovative approach includes a comprehensive suite of financial services such as invoicing, collections, and mobile point of sale solutions.

payments
invoicing
banking
b2b
marketplace
billing
collections
purchasing
payouts
disbursements
credit card processing
electronic payments
Company size: 2-10
Founded: 2014
NPC Payments logo

NPC Payments

🇺🇸 San Diego, US

NPC Payments specializes in innovative payment processing and technology solutions, focusing on credit and debit card acceptance for small-to-medium businesses and non-profit organizations. With a comprehensive range of services including electronic check processing, eCommerce solutions, and cash advancements, it positions itself as a leader in the financial services industry dedicated to empowering merchants.

payment processing
credit card
debit card
electronic check
ACH
merchant account
eCommerce
POS equipment
cash advancement
gift cards
loyalty cards
fleet cards
Company size: 201-500
Founded: 1960
3D Merchant Services powered by CenPOS logo

3D Merchant Services powered by CenPOS

🇺🇸 Lighthouse Pt, FL, US

3D Merchant Services specializes in financial services, offering innovative cloud payment processing technology that streamlines the payment experience for mid-sized B2B businesses. Their unique approach includes optimizing credit card fees, facilitating token and recurring billing, and creating efficiencies in transaction management, significantly enhancing profitability and customer satisfaction.

payment processing
PCI compliance
B2B transactions
cloud technology
transaction management
recurring billing
payment gateway
electronic invoicing
efficiency optimization
omnichannel payments
data security
credit card fees
Company size: 2-10
Founded: 2007
Merchant Pro logo

Merchant Pro

🇺🇸 Jupiter, US

Merchant Pro specializes in financial services, offering innovative merchant processing solutions that simplify credit card transactions while providing cash discount options. Their focus on enhancing the payment experience includes services like online ordering, electronic invoicing, and small business loans, ensuring clients stay competitive in the market.

credit card processing
cash discount
online ordering
electronic invoicing
recurring billing
small business loans
payment solutions
Company size: 2-10
Founded: 2010
swiped.com logo

swiped.com

🇺🇸 58 Mount Bethel Rd 301

SWIPED specializes in providing payment gateway services, facilitating seamless online transactions for e-commerce and retail businesses by accepting all major credit cards. Its innovative approach automates payment processing, enhancing the efficiency of online payment systems.

payment gateway
credit card
merchant services
e-commerce
online payments
payment processing
debit card
online retailing
transaction management
Company size: 11-50
VisoPay logo

VisoPay

🇺🇸 975 41st St 600

VisoPay specializes in credit card payment processing and payment gateway solutions, catering to both domestic and international merchants. With a focus on high-risk merchants, it offers innovative and customizable payment processing options that adapt to the evolving eCommerce landscape.

credit card processing
payment gateway
merchant account
eCommerce
online transactions
high risk merchant
mobile commerce
PCI compliance
Company size: 2-10
Founded: 2016
SubscriptionFlow logo

SubscriptionFlow

🇺🇸 165 Broadway New York, NY 10006, US

SubscriptionFlow is a subscription management and payment processing platform that enhances revenue optimization through seamless billing, customer success management, and advanced analytics. Its innovative approach focuses on reducing customer churn and improving retention, making it a vital tool for businesses in the technology and internet sectors.

subscription management
payment processing
customer analytics
recurring billing
invoicing software
revenue management
dunning
payment gateway
b2b
trial management
shopify integration
wix integration
Company size: 51-200
Founded: 2019
TruHarbor Merchant Solutions logo

TruHarbor Merchant Solutions

🇺🇸 1010 Lake St Suite 200

TruHarbor Merchant Solutions specializes in providing customized merchant services, including credit and debit card processing, mobile and contactless payments, and online payment gateways, designed to meet diverse business needs. Their focus on reliable, safe, and secure payment processing sets them apart in the business consulting and services industry.

merchant services
payment processing
credit processing
debit processing
mobile payments
contactless payments
online gateway
EBT
SNAP
Company size: 11-50
Founded: 2000
One Payment logo

One Payment

🇺🇸 5300 NW 77th Ct Doral, Florida, US

One Payment specializes in financial services, offering cost-effective payment processing solutions with a focus on security and exceptional service for merchants. The innovative approach includes next-day funding, electronic invoicing, and comprehensive support for various business sectors, ensuring low rates and acceptance of all major payment methods.

payment processing
merchant services
e-commerce
credit card processing
ACH payments
point of sale
electronic invoicing
recurring billing
small business loans
retail
restaurant
mobile business
Company size: 51-200
Founded: 2009
Worldwide Merchant Services, Inc. logo

Worldwide Merchant Services, Inc.

🇺🇸 123 West Nye Lane Suite 129

Specializing in financial services, Worldwide Merchant Services offers innovative payment processing solutions tailored for high-risk industries, including CBD and travel. With over 20 years of experience, it provides comprehensive tools for ecommerce merchants, ensuring seamless transactions and dedicated customer support.

payment processing
credit card
ecommerce
virtual terminal
online shopping
check processing
ACH processing
high-risk industries
customer support
Company size: 2-10
Founded: 1987
Constellation Payments logo

Constellation Payments

🇺🇸 125 E. County Line Road Suite 130

A leading provider in financial services, this firm specializes in integrated payment solutions and merchant services, emphasizing software integration and recurring transactions. Its proprietary payment gateway and comprehensive offerings, including competitive merchant processing and advanced security features, set it apart in the payment technology landscape.

payment processing
payment gateway
merchant accounts
PCI compliance
EMV technology
mobile payments
recurring billing
tokenization
currency conversion
software integration
Company size: 11-50
Founded: 2012
ReliantPay, Inc. logo

ReliantPay, Inc.

🇺🇸 14280 Manchester Rd. St. Louis, MO 63011, US

ReliantPay provides innovative cash management and payment acceptance solutions tailored for small and medium-sized businesses, specializing in efficient transaction processing through services like credit card processing, ecommerce solutions, and mobile payments.

cash management
payment acceptance
credit card processing
ecommerce payments
mobile payments
gift cards
recurring payments
ACH payments
merchant services
Company size: 11-50
Founded: 2009
AnchorPay logo

AnchorPay

🇺🇸 Prosper, TX 75078, US

AnchorPay specializes in business consulting and services focused on simplifying payment processing through a user-friendly platform, offering expert guidance and cost-saving solutions. Their innovative approach combines comprehensive payment processing services with ongoing support and industry expertise, positioning them as a trusted partner for businesses navigating the complexities of payment transactions.

payment processing
merchant account
payment gateway
online payments
ACH
chargeback prevention
electronic invoicing
consulting
payment optimization
phone payments
text payments
Company size: 2-10
Founded: 2024
eMerchant logo

eMerchant

🇺🇸 78 Discovery Irvine, California 92618, US

eMerchant specializes in integrated payment solutions within the financial services industry, offering a comprehensive suite of retail, mobile, and ecommerce payment options. Their innovative eCommerceCart platform and commitment to security and efficiency position them as a leading all-in-one solution for ecommerce merchants.

payment processing
eCommerce
payment gateway
merchant services
credit card processing
online payments
mobile payments
POS solutions
subscription billing
recurring billing
merchant accounts
eCommerce platform
Company size: 11-50
Founded: 2002
Chargent (by AppFrontier) logo

Chargent (by AppFrontier)

🇺🇸 870 Market Street, Suite 809 San Francisco, California 94102, US

Chargent is a software development solution that simplifies and automates payment processing within Salesforce, enabling organizations to capture revenue more efficiently and streamline billing operations. With over 30 direct payment gateway integrations and a focus on subscription and automated collections, it offers a comprehensive platform tailored for Salesforce users.

Salesforce
payments
payment processing
credit card
digital payments
subscription billing
automated collections
recurring billing
CRM
dunning
accounts receivable
integrations
Company size: 11-50
Founded: 2008
DIJI EXCHANGE logo

DIJI EXCHANGE

🇺🇸 Detroit, MI, US

DIJI EXCHANGE operates in the financial services industry, offering a payment gateway system that facilitates credit and debit card processing. It emphasizes a 100% legal and compliant approach, positioning itself as a forward-thinking solution in payment services.

payment gateway
payment processing
credit card
debit card
financial services
compliance
transaction processing
Company size: 2-10
Founded: 2022

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