Top payment gateway providers in the United States

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Navigating the competitive landscape of payment gateways, providers like Nilon, Spike Financial, and others stand out in the US by offering specialized solutions tailored to industries like e-commerce, healthcare, and high-risk sectors. From Nilon’s innovative recurring billing applications in Maryland to Spike Financial’s PCI-compliant offerings in Texas, these companies leverage advanced tech like mobile payments and cloud processing to enhance transaction efficiency. As firms like Payment Gravy emphasize real-time analytics and CBD integration, payment gateways are evolving to support dynamic business needs in 2025.

Nilon logo

Nilon

🇺🇸 656 Quince Orchard Rd. Suite 300

Nilon revolutionizes the financial services industry by simplifying payment processing through innovative solutions and strategic guidance, leveraging firsthand experience from the founder's background in recurring billing applications.

payments
payment processing
gateway
merchant
banking
credit card
merchant services
POS
Company size: 51-200
Spike Financial Payment Processing logo

Spike Financial Payment Processing

🇺🇸 6464 Savoy Dr Unit 820

Spike Financial specializes in payment processing and merchant services, offering innovative solutions such as low credit and debit card rates, advanced POS systems, and comprehensive support for various retail sectors, including gas stations and convenience stores. Their focus on PCI compliance and mobile payment options positions them as a versatile provider in the financial services industry.

payment processing
merchant services
POS terminals
credit card processing
ACH
EMV
payment gateway
PCI compliance
mobile payments
recurring billing
virtual terminals
fleet cards
Company size: 11-50
Founded: 2017
Payment Gravy logo

Payment Gravy

🇺🇸 Allen, Texas 75002, US

Specializing in financial services, Payment Gravy offers a comprehensive suite of payment processing solutions, including credit and debit card acceptance, mobile wallet integration, and CBD payment processing. With a focus on affordability and innovative features like real-time analytics and global payment solutions, it aims to enhance merchant operations through advanced technology and dedicated support.

payment processing
credit cards
debit cards
mobile wallets
CBD payments
payment gateway
analytics
merchant services
security management
recurring billing
multi currency
business coaching
Company size: 2-10
Founded: 2017

Plug'n Pay specializes in innovative IT services and consulting, focusing on secure and reliable e-commerce solutions, particularly zero-cost credit payment processing. Their advanced technology enables merchants to efficiently manage transactions, reduce fraud risk, and enhance customer loyalty, making them a leader in the payment processing industry.

payments
e-commerce
credit card processing
payment solutions
electronic check
internet transactions
membership management
billing
payment gateway
digital fulfillment
multi-currency
ACH
Company size: 11-50
Founded: 1996
ezPay365 logo

ezPay365

🇺🇸 Dublin, OH 43017, US

ezPay365 specializes in payment processing solutions for the Accounts Receivable Management, Healthcare, and Legal sectors, offering innovative channels such as online portals, IVR, and mobile payments. With a focus on PCI DSS certified services and seamless integration with collection software, it provides customized reporting and efficient transaction handling to enhance financial operations.

payment processing
accounts receivable
collections
ACH
HSA
FSA
payment gateways
merchant services
online payments
IVR
recurring billing
chargeback management
Company size: 2-10
Founded: 2016
3D Merchant Services powered by CenPOS logo

3D Merchant Services powered by CenPOS

🇺🇸 Lighthouse Pt, FL, US

3D Merchant Services specializes in financial services, offering innovative cloud payment processing technology that streamlines the payment experience for mid-sized B2B businesses. Their unique approach includes optimizing credit card fees, facilitating token and recurring billing, and creating efficiencies in transaction management, significantly enhancing profitability and customer satisfaction.

payment processing
PCI compliance
B2B transactions
cloud technology
transaction management
recurring billing
payment gateway
electronic invoicing
efficiency optimization
omnichannel payments
data security
credit card fees
Company size: 2-10
Founded: 2007
Payment Processing Gurus logo

Payment Processing Gurus

🇺🇸 Las Vegas, Nevada, US

A leading provider in financial services, this organization specializes in comprehensive payment solutions, offering innovative processing services such as credit and debit card transactions, e-commerce gateways, and advanced fraud protection. Their tailored offerings cater to a wide range of industries, empowering businesses with cutting-edge technology and competitive rates to enhance transaction efficiency and security.

payment processing
credit card processing
debit card processing
e-commerce
mobile payments
ACH processing
e-check processing
point-of-sale
fraud protection
subscription billing
secure gateways
Company size: 2-10
Founded: 2014
Payment Savvy logo

Payment Savvy

🇺🇸 5760 Legacy Dr Plano, Texas, US

A financial services provider specializing in integrated payment processing solutions for medium to high-risk businesses, focusing on streamlining account receivables and financial management. They offer a range of innovative tools, including ACH payments and custom processing solutions, to enhance convenience and competitiveness in the market.

payment processing
credit cards
ACH payments
high risk
billing
chargeback prevention
online payment gateway
recurring billing
IVR
web bill pay
financial management
Company size: 2-10
Founded: 2010
Enhanced Payment Systems logo

Enhanced Payment Systems

🇺🇸 Chicago, Illinois , US

Enhanced Payment Systems is a financial services provider specializing in payment processing solutions for businesses, enabling them to accept a variety of payment methods, including credit and debit cards, eChecks, and contactless payments. Its innovative platform offers additional tools such as fraud detection, subscription billing, and customizable checkout pages, enhancing online sales management for merchants.

payment processing
card acceptance
e-commerce
fraud detection
subscription billing
invoicing
contactless payments
checkout customization
Company size: 51-200
Perfectosoft logo

Perfectosoft

🇺🇸 695 Atlantic ave 9th Fl Boston, MA 02111, US

Perfectosoft specializes in software development with a focus on online credit card processing, offering the Unified Payment Gateway as a reliable and cost-effective solution for businesses reliant on digital transactions.

online payments
credit card processing
payment gateway
transaction management
cost reduction
reliability
Company size: 2-10
Founded: 2016
RTN PAY logo

RTN PAY

🇺🇸 844 W Montgomery St Milledgeville, Georgia 31061, US

RTN PAY specializes in IT services and consulting by providing a software application that enables merchants to securely accept credit and debit card payments online, featuring robust transaction encryption and verification processes.

payment processing
online payments
transaction encryption
security
merchant services
credit card
debit card
verification
Company size: 11-50
DIJI EXCHANGE logo

DIJI EXCHANGE

🇺🇸 Detroit, MI, US

DIJI EXCHANGE operates in the financial services industry, offering a payment gateway system that facilitates credit and debit card processing. It emphasizes a 100% legal and compliant approach, positioning itself as a forward-thinking solution in payment services.

payment gateway
payment processing
credit card
debit card
financial services
compliance
transaction processing
Company size: 2-10
Founded: 2022
swiped.com logo

swiped.com

🇺🇸 58 Mount Bethel Rd 301

SWIPED specializes in providing payment gateway services, facilitating seamless online transactions for e-commerce and retail businesses by accepting all major credit cards. Its innovative approach automates payment processing, enhancing the efficiency of online payment systems.

payment gateway
credit card
merchant services
e-commerce
online payments
payment processing
debit card
online retailing
transaction management
Company size: 11-50
AvidaPay logo

AvidaPay

🇺🇸 3901 Arlington Highlands Blvd Arlington, Texas 76018, US

AvidaPay specializes in high-risk payment processing for both international and domestic markets, offering a secure, PCI-compliant cloud-based payment gateway that simplifies transactions for merchants. With a focus on flexibility and compliance, it provides tailored solutions for various payment methods, including ACH, cryptocurrency, and eCommerce.

high-risk payments
low-risk payments
medium-risk payments
international payments
domestic payments
card-present
card-not-present
payment gateway
merchant services
ACH
cryptocurrency
digital payments
Company size: 51-200
Founded: 2020
1FX Pay logo

1FX Pay

🇺🇸 111 West 7th St. Los Angeles, California 90014, US

1FX Pay specializes in providing multi-currency business bank accounts with global payment capabilities, catering primarily to small businesses and B2B transactions. Its innovative approach includes a comprehensive suite of financial services such as invoicing, collections, and mobile point of sale solutions.

payments
invoicing
banking
b2b
marketplace
billing
collections
purchasing
payouts
disbursements
credit card processing
electronic payments
Company size: 2-10
Founded: 2014
Merchant Pro logo

Merchant Pro

🇺🇸 Jupiter, US

Merchant Pro specializes in financial services, offering innovative merchant processing solutions that simplify credit card transactions while providing cash discount options. Their focus on enhancing the payment experience includes services like online ordering, electronic invoicing, and small business loans, ensuring clients stay competitive in the market.

credit card processing
cash discount
online ordering
electronic invoicing
recurring billing
small business loans
payment solutions
Company size: 2-10
Founded: 2010
NATIONAL | Discount Merchant Services logo

NATIONAL | Discount Merchant Services

🇺🇸 12335 Santa Monica Blvd Suite 310

Specializing in financial services, this entity offers robust payment processing solutions for businesses of all sizes, facilitating transactions through various electronic payment methods. Known for exceptional customer service and innovative support, it empowers clients with tools for growth, including eCommerce gateways and mobile payment technologies.

payment processing
credit cards
debit cards
merchant accounts
eCommerce
payment gateways
mobile payments
POS systems
transaction settlement
chargeback processing
customer service
Company size: 51-200
Founded: 1998
Agapay logo

Agapay

🇺🇸 161 Fashion Ln Suite 101

Agapay specializes in credit card processing and merchant services, offering innovative business solutions such as electronic check processing and e-commerce integration while emphasizing community support by donating 5% of gross revenue to charities. Their commitment to personalized service enhances the client experience, making payment processing seamless and community-focused.

credit card processing
merchant services
e-commerce
point of sale
mobile payment
online payment
recurring billing
gift card
loyalty card
cash advance
charity
Company size: 11-50
Founded: 2012
Easy Pay Direct logo

Easy Pay Direct

🇺🇸 421 e 6th st Austin, Tx 78701, US

Easy Pay Direct specializes in financial services, offering innovative solutions for high-risk merchant accounts and payment processing through a user-friendly online gateway. Their feature-rich platform simplifies credit card, debit card, and ACH transactions, enabling businesses to manage payments efficiently while accommodating unique business models.

payment processing
merchant accounts
ACH processing
virtual terminal
mobile payments
high risk
online gateway
recurring billing
transaction management
invoicing
credit card processing
Company size: 11-50
Founded: 2006
AnchorPay logo

AnchorPay

🇺🇸 Prosper, TX 75078, US

AnchorPay specializes in business consulting and services focused on simplifying payment processing through a user-friendly platform, offering expert guidance and cost-saving solutions. Their innovative approach combines comprehensive payment processing services with ongoing support and industry expertise, positioning them as a trusted partner for businesses navigating the complexities of payment transactions.

payment processing
merchant account
payment gateway
online payments
ACH
chargeback prevention
electronic invoicing
consulting
payment optimization
phone payments
text payments
Company size: 2-10
Founded: 2024
goEmerchant logo

goEmerchant

🇺🇸 100 Throckmorton St Suite 1800

GoEmerchant specializes in providing comprehensive and affordable merchant solutions for small businesses, offering a range of tools such as online shopping cart software, payment gateways, and mobile payment processing. Their innovative approach includes a payment portal designed to significantly reduce PCI compliance scope, making it easier for merchants to manage transactions securely.

merchant solutions
eCommerce
payment processing
online shopping cart
payment gateway
mobile payments
virtual terminal
PCI compliance
debit card processing
ACH processing
domain registration
web hosting
Company size: 11-50
Founded: 1995
Payway® logo

Payway®

🇺🇸 491 Maple St. Suite 305

Specializing in financial services, Payway® offers innovative recurring payment processing solutions tailored for subscription-based businesses. With over 35 years of experience, their services include PCI-validated security, automated account updates to minimize churn, and support for multiple payment methods, enhancing customer retention and reducing transaction costs.

recurring payments
payment processing
subscription services
payment gateway
PCI compliance
account updater
automated processing
multiple payment methods
direct debit
merchant accounts
point-to-point encryption
customer support
Company size: 11-50
Founded: 1984

iTransact

🇺🇸 314 S 200 W Farmington, UT 84025, US

A financial services provider specializing in merchant accounts and payment gateways, offering innovative tools for credit card processing, including a user-friendly control panel, advanced reporting features, and customizable payment forms. Their comprehensive support and cost-saving solutions cater to both online and face-to-face transactions for diverse business needs.

merchant services
payment processing
credit card acceptance
payment gateway
transaction management
recurring payments
invoicing
user management
reporting tools
virtual terminal
API integration
batch uploads
payment forms
transaction reports
business-to-business
business-to-consumer
Company size: 11-50
Founded: 1995
WBD Client's Payment Gateway logo

WBD Client's Payment Gateway

🇺🇸 Overlook St Mount Vernon, New York 10552, US

A financial services platform specializing in facilitating payments through PayPal, offering a streamlined process for users to make personal transactions easily and cost-effectively. The innovative approach includes a user-friendly interface that guides individuals through the payment process, emphasizing free transactions when using bank accounts.

financial services
payment gateway
PayPal
online payments
digital transactions
currency exchange
transaction processing
payment processing
Company size: 11-50
Founded: 2017

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