Top Companies Like Divvy Homes for Innovative Home Financing

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In 2025, innovative home financing solutions are transforming the real estate landscape across the U.S. From Loftium's rent-to-own model to Tithe Lending's philanthropic lending practices, companies are redefining homeownership accessibility. Notable firms include Landis and Summer, enhancing pathways to ownership through technology and flexible financial solutions. Companies like Knock® CRM and ARTIS COMMERCIAL CAPITAL leverage tech-driven strategies and alternative financing, catering to modern economic challenges. This overview examines key players like Divvy Homes, showcasing how they address the evolving needs of American families.

Blue Sky Properties of Kansas, LLC logo

Blue Sky Properties of Kansas, LLC

🇺🇸 4601 E Douglas Ave Suite #325

Specializing in real estate, this firm offers innovative owner financing and rent-to-own solutions, making homeownership accessible to individuals with bad or no credit, without the need for traditional banking. Their approach turns financial rejections into opportunities, emphasizing a customer-centric philosophy.

real estate
owner financing
rent to own
housing
property management
home sales
residential leasing
credit solutions
Company size: 1
Rent to Own Home Colorado logo

Rent to Own Home Colorado

🇺🇸 1281 E Magnolia St Ste D-129 Fort Collins, CO 80524, US

Specializing in real estate, this venture offers innovative home buying solutions such as rent-to-own, owner financing, and flexible down payment plans, allowing individuals to enjoy homeownership while working towards traditional financing. With a focus on high-quality, reasonably priced homes, it aims to facilitate a smooth transition for buyers seeking to invest in their future.

real estate
rent to own
owner financing
lease options
flexible down payment
affordable housing
home buying
property investment
housing appreciation
non-traditional financing
Company size: 2-10
Founded: 2014
Arizona Seller Financing, LLC logo

Arizona Seller Financing, LLC

🇺🇸 8111 E Thomas Rd Scottsdale, AZ 85251, US

Arizona Seller Financing specializes in investment management with a focus on providing innovative financing solutions for homebuyers who struggle to secure traditional bank loans. Their unique U-pick Seller Financing program empowers unqualified buyers to purchase homes directly, promoting equitable access to homeownership for those excluded by conventional lending practices.

investment management
seller financing
mortgage lending
homeownership
financing solutions
real estate investing
alternative financing
unqualified buyers
Company size: 11-50
Founded: 2009
SellerFinanceMe.Com logo

SellerFinanceMe.Com

🇺🇸 12723 Woodforest Blvd Houston, Texas 77015, US

SellerFinanceMe.Com specializes in real estate by providing innovative owner financing solutions, facilitating home ownership for residents through a full-service approach. With a focus on owner-financed homes, it stands out as a local leader in this niche market.

real estate
owner financing
property
housing
home loans
buying
selling
Company size: 1
Founded: 2020
Yardsworth logo

Yardsworth

🇺🇸 Los Angeles, CA, US

Yardsworth operates in the financial services industry, offering innovative solutions that enable homeowners to monetize underutilized backyards through alternatives to traditional home equity loans, such as accessory dwelling units (ADUs) and specialty financing options.

financial services
ADU
property development
property management
backyard rental
tiny home
income property
equity financing
construction financing
specialty financing
Company size: 2-10
Founded: 2019
The Boston Group logo

The Boston Group

🇺🇸 Chicago, IL, US

A husband and wife real estate team specializing in buying, selling, and financing properties in the Chicagoland area, offering a comprehensive range of services including mortgage, leasing, and investment property solutions. Their unique approach positions them as a one-stop shop for clients navigating the real estate market.

real estate
mortgage
leasing
financing
investment
property
rent to own
Chicagoland
Company size: 2-10
Founded: 2023
Home Helpers Properties logo

Home Helpers Properties

🇺🇸 1551 Magazine St New Orleans, Louisiana 70130, US

Specializing in real estate, this firm simplifies the home buying process for families seeking ownership alternatives, particularly those who have faced loan denials. By offering unique financing options and fully renovated homes, it enables clients to achieve true home ownership without traditional barriers like down payments or rent-to-own agreements.

real estate
home ownership
mortgage finance
owner finance
first time home buyers
100% financing
no down payment
property development
Company size: 2-10
Founded: 2010
HC Real Estate Capital logo

HC Real Estate Capital

🇺🇸 2200 NW Corporate Blvd Boca Raton, Florida 33431, US

HC Real Estate Capital specializes in financing a diverse range of commercial and multifamily real estate, offering tailored loan solutions from $1 million to over $250 million. With a broad capital provider base, it delivers innovative and flexible financing options, including construction loans and various mortgage structures, catering to multiple property types.

leasing
real estate
financing
multifamily
commercial
construction
mortgage
interim financing
mezzanine debt
affordable housing
retail
mixed-use
Company size: 2-10
Founded: 2012
GoodRoots logo

GoodRoots

🇺🇸 500 108th Ave NE Suite 1100

GoodRoots is a real estate platform offering an innovative Home Equity Lease that provides first-time homebuyers with a cost-effective and flexible alternative to traditional mortgages, eliminating the need for a down payment. This approach empowers renters to transition into homeownership, facilitating access to housing for the next generation.

real estate
home equity
mortgages
first-time homebuyers
leasing
property ownership
flexible financing
rent-to-own
Company size: 1
Founded: 2023
Fitzgerald Advisors: Your Trusted Loan Sale Advisory and Mortgage Note Brokerage Firm logo

Fitzgerald Advisors: Your Trusted Loan Sale Advisory and Mortgage Note Brokerage Firm

🇺🇸 6615 W. Boynton Beach Blvd Suite 222 Boynton Beach, Florida 33437, US

Fitzgerald Advisors specializes in loan sale advisory and mortgage note brokerage within the financial services industry, focusing on the purchase and sale of distressed and performing loan portfolios. With extensive expertise in managing diverse debt types, the firm offers innovative financing solutions tailored to meet the unique needs of banks and financial institutions.

loan advisory
distressed debt
mortgage notes
note brokerage
loan portfolios
financing options
performing loans
non-performing loans
secondary market
alternative finance
investment advisory
peer-to-peer lending
Company size: 2-10
Founded: 2016
Harvest Lending Inc logo

Harvest Lending Inc

🇺🇸 280 Highway 35 Red Bank, New Jersey 07701, US

Harvest Lending Inc specializes in innovative business loan solutions and alternative financing options, offering a diverse range of services including SBA loans, equipment financing, and credit repair, catering to the unique financial needs of various enterprises.

business loans
alternative financing
SBA loans
equipment financing
credit repair
commercial property
residential property
merchant cash advances
loan consolidation
AR financing
Company size: 2-10
Founded: 2021
Red Bridge Capital logo

Red Bridge Capital

🇺🇸 6440 S. Wasatch Blvd. #200 Salt Lake City, UT 84121, US

Red Bridge Capital specializes in alternative finance solutions, focusing on private lending for commercial real estate and equipment leasing. The firm offers innovative financing options across various business verticals, including construction financing, distressed real estate renovation, and consumer lending.

venture capital
private equity
alternative finance
commercial real estate
equipment leasing
construction financing
distressed real estate
consumer lending
business financing
bridge financing
property development
real estate investment
Company size: 2-10
Founded: 2003
Capital Concierges, LLC logo

Capital Concierges, LLC

🇺🇸 13123 W Linebaugh Ave Suite #102

A boutique financial services firm specializing in loan advisory and financial consulting, offering tailored solutions for small businesses to navigate challenges in obtaining capital, managing debt, and adapting to the evolving merchant processing and e-commerce landscape. With over 35 years of expertise, it provides a comprehensive range of financing options, including SBA loans, commercial lending, and innovative merchant processing solutions.

financial consulting
loan advisory
SBA loans
commercial lending
equipment financing
debt receivables
merchant processing
e-commerce
consumer financing
alternative financing
franchise financing
lines of credit
Company size: 2-10
Founded: 2017
Trio logo

Trio

🇺🇸 Bellevue, Washington 98004, US

Trio operates in the real estate industry, offering an innovative lease-to-own financing model that provides a pathway to homeownership for individuals who may not qualify for traditional mortgages. Their approach effectively bridges the gap between renting and owning, making homeownership more accessible.

real estate
homeownership
financing
lease-to-own
rent-to-own
home financing
home loan
mortgage
Company size: 11-50
Founded: 2001
NewFound Rentals logo

NewFound Rentals

🇺🇸 550 N 159TH ST E Wichita, Kansas 67230, US

NewFound Rentals specializes in financial services by originating and servicing rent-to-own agreements, enabling consumers to finance the purchase of residential storage buildings or sheds. Its innovative approach caters to those seeking flexible financing solutions for durable goods.

rto
rentals
financing
storage
buildings
sheds
agreements
consumers
ownership
residential
rent-to-own
private
Company size: 11-50
Mortgage Dove Inc. logo

Mortgage Dove Inc.

🇺🇸 1100 Town and Country Road 1250

Mortgage Dove Inc. simplifies the homeownership process for Americans by providing accessible and user-friendly real estate solutions, distinguishing itself with a commitment to ease and support throughout the journey to homeownership.

real estate
mortgage
homeownership
financing
loans
property
housing
residential
Company size: 11-50
Founded: 2022
PreProperty Solutions logo

PreProperty Solutions

🇺🇸 580 Thames St. Newport, Rhode Island 02840, US

Specializing in innovative real estate solutions, this entity offers lease-to-own and owner financing options, catering specifically to individuals with challenging credit situations. By directly owning the properties, they provide flexible financing tailored to meet individual needs, simplifying the home-buying process for those who may otherwise struggle to secure traditional financing.

real estate
lease purchase
rent to own
home financing
foreclosure
property investment
single family homes
owner financing
home rehabilitation
estate properties
private financing
real estate investing
Company size: 2-10
Founded: 2012
Ownible logo

Ownible

🇺🇸 Philadelphia, Pennsylvania, US

Ownible is an innovative real estate platform that simplifies seller-financed home transactions, enhancing accessibility and affordability in homeownership. It provides flexible financing options and a seamless, transparent process for buyers and sellers to connect.

real estate
homeownership
seller financing
property transactions
flexible financing
transaction platform
affordable housing
buyer-seller matching
Company size: 2-10
Founded: 2024
JPAL Mortgage logo

JPAL Mortgage

🇺🇸 5088 Corporate Grove Dr SE 340

JPAL Mortgage is a boutique mortgage broker specializing in a personalized and efficient home-financing experience. With a focus on customer service, they offer a wide range of mortgage solutions, including conventional and jumbo loans, refinancing, and financing for commercial and investment properties.

mortgage
home financing
mortgage broker
refinancing
conventional mortgage
jumbo mortgage
commercial financing
investment financing
rental financing
first-time buyers
self-employed borrowers
real estate financing
Company size: 2-10
Founded: 2021
Love Funding logo

Love Funding

🇺🇸 1250 Connecticut Avenue, N.W. Suite 310

Love Funding specializes in providing FHA financing solutions, including refinance, construction, and acquisition programs, for multifamily and affordable housing, as well as healthcare facilities. Their innovative approach focuses on catering to diverse financing needs within the financial services industry, particularly in the affordable housing and healthcare sectors.

FHA finance
multifamily financing
affordable housing
healthcare financing
seniors housing
bridge financing
apartment loans
hospital financing
Company size: 11-50
We are now Colliers Mortgage, part of Colliers International. Follow us on our new page logo

We are now Colliers Mortgage, part of Colliers International. Follow us on our new page

🇺🇸 90 S 7th St Minneapolis, MN 55402, US

Colliers Mortgage specializes in multifamily and affordable housing financing, offering a wide range of options including federal agency loan programs such as Fannie Mae, Freddie Mac, and FHA solutions. Renowned for its expertise in the multifamily sector, it provides tailored financing solutions for various property types, including senior living, healthcare facilities, and student housing.

multifamily financing
affordable housing
federal loans
Fannie Mae
Freddie Mac
FHA financing
senior housing
healthcare financing
student housing
underwriting
servicing
property financing
Company size: 51-200
Rent|Vest logo

Rent|Vest

🇺🇸 Pittsburgh, Pennsylvania 15213, US

A direct marketplace in the software development industry that connects renters with seller-financed property owners, utilizing AI and smart contract technology to streamline transactions and eliminate agent fees. It specializes in innovative solutions for real estate, including rent-to-buy options and enhanced tenant matching, empowering owners with complete control over their sales and rental processes.

real estate
marketplace
seller financing
rent-to-buy
AI
smart contracts
tenant matching
data science
analytics
homeownership
lending
risk
Company size: 2-10
Founded: 2023
Alternative Financing Services logo

Alternative Financing Services

🇺🇸 Jackson, US

Specializing in financial services, this organization offers innovative alternative financing solutions tailored for small to medium-sized businesses and real estate investors, including options for various credit profiles and startup ventures. Their comprehensive range of services encompasses equipment financing, commercial real estate loans, and unsecured lines of credit, positioning them competitively against traditional banks.

alternative financing
small business loans
equipment financing
commercial real estate
hard money loans
asset based financing
church loans
truck financing
factoring
unsecured credit
working capital
loan restructuring
Company size: 11-50
Founded: 2018
pact logo

pact

🇺🇸 Santa Barbara, CA, US

Pact is a seller financing platform in the real estate industry that enables individuals to buy and sell homes without relying on traditional banking methods, offering a safer and more flexible financing solution.

real estate
financing
seller financing
home buying
home selling
property transactions
alternative financing
bank-free transactions
Company size: 2-10
Founded: 2023

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