Top Companies Like Divvy Homes for Innovative Home Financing

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In 2025, innovative home financing solutions are transforming the real estate landscape across the U.S. From Loftium's rent-to-own model to Tithe Lending's philanthropic lending practices, companies are redefining homeownership accessibility. Notable firms include Landis and Summer, enhancing pathways to ownership through technology and flexible financial solutions. Companies like Knock® CRM and ARTIS COMMERCIAL CAPITAL leverage tech-driven strategies and alternative financing, catering to modern economic challenges. This overview examines key players like Divvy Homes, showcasing how they address the evolving needs of American families.

Blue Sky Properties of Kansas, LLC logo

Blue Sky Properties of Kansas, LLC

🇺🇸 4601 E Douglas Ave Suite #325

Specializing in real estate, this firm offers innovative owner financing and rent-to-own solutions, making homeownership accessible to individuals with bad or no credit, without the need for traditional banking. Their approach turns financial rejections into opportunities, emphasizing a customer-centric philosophy.

real estate
owner financing
rent to own
housing
property management
home sales
residential leasing
credit solutions
Company size: 1
GoodRoots logo

GoodRoots

🇺🇸 500 108th Ave NE Suite 1100

GoodRoots is a real estate platform offering an innovative Home Equity Lease that provides first-time homebuyers with a cost-effective and flexible alternative to traditional mortgages, eliminating the need for a down payment. This approach empowers renters to transition into homeownership, facilitating access to housing for the next generation.

real estate
home equity
mortgages
first-time homebuyers
leasing
property ownership
flexible financing
rent-to-own
Company size: 1
Founded: 2023
The Boston Group logo

The Boston Group

🇺🇸 Chicago, IL, US

A husband and wife real estate team specializing in buying, selling, and financing properties in the Chicagoland area, offering a comprehensive range of services including mortgage, leasing, and investment property solutions. Their unique approach positions them as a one-stop shop for clients navigating the real estate market.

real estate
mortgage
leasing
financing
investment
property
rent to own
Chicagoland
Company size: 2-10
Founded: 2023
Rent to Own Home Colorado logo

Rent to Own Home Colorado

🇺🇸 1281 E Magnolia St Ste D-129 Fort Collins, CO 80524, US

Specializing in real estate, this venture offers innovative home buying solutions such as rent-to-own, owner financing, and flexible down payment plans, allowing individuals to enjoy homeownership while working towards traditional financing. With a focus on high-quality, reasonably priced homes, it aims to facilitate a smooth transition for buyers seeking to invest in their future.

real estate
rent to own
owner financing
lease options
flexible down payment
affordable housing
home buying
property investment
housing appreciation
non-traditional financing
Company size: 2-10
Founded: 2014
Arizona Seller Financing, LLC logo

Arizona Seller Financing, LLC

🇺🇸 8111 E Thomas Rd Scottsdale, AZ 85251, US

Arizona Seller Financing specializes in investment management with a focus on providing innovative financing solutions for homebuyers who struggle to secure traditional bank loans. Their unique U-pick Seller Financing program empowers unqualified buyers to purchase homes directly, promoting equitable access to homeownership for those excluded by conventional lending practices.

investment management
seller financing
mortgage lending
homeownership
financing solutions
real estate investing
alternative financing
unqualified buyers
Company size: 11-50
Founded: 2009
SellerFinanceMe.Com logo

SellerFinanceMe.Com

🇺🇸 12723 Woodforest Blvd Houston, Texas 77015, US

SellerFinanceMe.Com specializes in real estate by providing innovative owner financing solutions, facilitating home ownership for residents through a full-service approach. With a focus on owner-financed homes, it stands out as a local leader in this niche market.

real estate
owner financing
property
housing
home loans
buying
selling
Company size: 1
Founded: 2020
Red Bridge Capital logo

Red Bridge Capital

🇺🇸 6440 S. Wasatch Blvd. #200 Salt Lake City, UT 84121, US

Red Bridge Capital specializes in alternative finance solutions, focusing on private lending for commercial real estate and equipment leasing. The firm offers innovative financing options across various business verticals, including construction financing, distressed real estate renovation, and consumer lending.

venture capital
private equity
alternative finance
commercial real estate
equipment leasing
construction financing
distressed real estate
consumer lending
business financing
bridge financing
property development
real estate investment
Company size: 2-10
Founded: 2003
HC Real Estate Capital logo

HC Real Estate Capital

🇺🇸 2200 NW Corporate Blvd Boca Raton, Florida 33431, US

HC Real Estate Capital specializes in financing a diverse range of commercial and multifamily real estate, offering tailored loan solutions from $1 million to over $250 million. With a broad capital provider base, it delivers innovative and flexible financing options, including construction loans and various mortgage structures, catering to multiple property types.

leasing
real estate
financing
multifamily
commercial
construction
mortgage
interim financing
mezzanine debt
affordable housing
retail
mixed-use
Company size: 2-10
Founded: 2012
United Leasing & Finance logo

United Leasing & Finance

🇺🇸 3700 E. Morgan Avenue Evansville, Indiana 47715, US

United Leasing & Finance specializes in providing creative financing solutions through business asset leasing and asset financing, leveraging extensive expertise across various niches such as fitness, hospitality, and construction to offer flexible and cost-effective alternatives for clients' financial objectives. With a focus on innovative structuring and deep asset knowledge, it aims to simplify the leasing process for businesses.

leasing
financing
asset management
equipment leasing
commercial leasing
fleet management
hospitality financing
construction financing
fitness financing
event financing
asset financing
niche financing
Company size: 51-200
Founded: 1964
Home Helpers Properties logo

Home Helpers Properties

🇺🇸 1551 Magazine St New Orleans, Louisiana 70130, US

Specializing in real estate, this firm simplifies the home buying process for families seeking ownership alternatives, particularly those who have faced loan denials. By offering unique financing options and fully renovated homes, it enables clients to achieve true home ownership without traditional barriers like down payments or rent-to-own agreements.

real estate
home ownership
mortgage finance
owner finance
first time home buyers
100% financing
no down payment
property development
Company size: 2-10
Founded: 2010
Spring Onion Properties LLC logo

Spring Onion Properties LLC

🇺🇸 Pittsburgh, PA, US

Spring Onion Properties LLC operates in the real estate industry, specializing in the redevelopment of existing spaces and offering innovative financing solutions such as purchase-money mortgages for home purchases. Their diverse services include leasing residential and commercial units, catering to a wide range of housing needs.

real estate
leasing
residential
commercial
financing
mortgages
housing
apartments
vacant land
redevelopment
storage
rent
Company size: 2-10
Founded: 2023
Capital Concierges, LLC logo

Capital Concierges, LLC

🇺🇸 13123 W Linebaugh Ave Suite #102

A boutique financial services firm specializing in loan advisory and financial consulting, offering tailored solutions for small businesses to navigate challenges in obtaining capital, managing debt, and adapting to the evolving merchant processing and e-commerce landscape. With over 35 years of expertise, it provides a comprehensive range of financing options, including SBA loans, commercial lending, and innovative merchant processing solutions.

financial consulting
loan advisory
SBA loans
commercial lending
equipment financing
debt receivables
merchant processing
e-commerce
consumer financing
alternative financing
franchise financing
lines of credit
Company size: 2-10
Founded: 2017
Yardsworth logo

Yardsworth

🇺🇸 Los Angeles, CA, US

Yardsworth operates in the financial services industry, offering innovative solutions that enable homeowners to monetize underutilized backyards through alternatives to traditional home equity loans, such as accessory dwelling units (ADUs) and specialty financing options.

financial services
ADU
property development
property management
backyard rental
tiny home
income property
equity financing
construction financing
specialty financing
Company size: 2-10
Founded: 2019
A+ Leasing logo

A+ Leasing

🇺🇸 Houston, US

A+ Leasing specializes in providing fair and competitive lease-to-own financing for the purchase of tires and wheels, catering to consumers of all credit types. Their innovative "buy now, pay later" approach simplifies the financing process for both consumers and tire and wheel shops.

lease-to-own
financing
consumer credit
tire financing
wheel financing
buy now pay later
retail financing
alternative credit
Company size: 2-10
Founded: 2021
Fitzgerald Advisors: Your Trusted Loan Sale Advisory and Mortgage Note Brokerage Firm logo

Fitzgerald Advisors: Your Trusted Loan Sale Advisory and Mortgage Note Brokerage Firm

🇺🇸 6615 W. Boynton Beach Blvd Suite 222 Boynton Beach, Florida 33437, US

Fitzgerald Advisors specializes in loan sale advisory and mortgage note brokerage within the financial services industry, focusing on the purchase and sale of distressed and performing loan portfolios. With extensive expertise in managing diverse debt types, the firm offers innovative financing solutions tailored to meet the unique needs of banks and financial institutions.

loan advisory
distressed debt
mortgage notes
note brokerage
loan portfolios
financing options
performing loans
non-performing loans
secondary market
alternative finance
investment advisory
peer-to-peer lending
Company size: 2-10
Founded: 2016
LadderUp Housing logo

LadderUp Housing

🇺🇸 Toledo, OH, US

LadderUp Housing is focused on closing the wealth gap in the real estate industry by facilitating homeownership for working-class individuals. Through a unique model of purchasing, renovating, and renting homes while providing financial coaching, they enable workers to build credit and ultimately transition to traditional mortgage financing.

real estate
homeownership
wealth gap
financial coaching
credit building
property renovation
rental housing
mortgage financing
Company size: 2-10
Founded: 2021
Mortgage Dove Inc. logo

Mortgage Dove Inc.

🇺🇸 1100 Town and Country Road 1250

Mortgage Dove Inc. simplifies the homeownership process for Americans by providing accessible and user-friendly real estate solutions, distinguishing itself with a commitment to ease and support throughout the journey to homeownership.

real estate
mortgage
homeownership
financing
loans
property
housing
residential
Company size: 11-50
Founded: 2022
OZO Finance logo

OZO Finance

🇺🇸 Doddakannelli Kadubeesanahalli Road Bellandur

OZO Finance specializes in innovative housing finance solutions, making homeownership more affordable and accessible for creditworthy individuals in India. Their unique rent-to-own model and equity loan offerings allow consumers to transition from renting to owning with minimal upfront costs and flexible payment options.

housing finance
home equity
property tech
rent-to-own
real estate
real estate investment
alternative financing
affordability
accessibility
creditworthy
Company size: 2-10
Founded: 2019
Viking Equipment Finance logo

Viking Equipment Finance

🇺🇸 5900 S Lake Forest Dr Ste 300

Viking Equipment Finance specializes in non-bank equipment financing, offering innovative loans and leasing solutions as an alternative to traditional lending for the purchase or refinancing of various types of equipment and machinery.

equipment financing
loans
leasing
alternative lending
capital markets
machinery financing
refinance
non-bank financing
Company size: 2-10
Zeal Investment Group logo

Zeal Investment Group

🇺🇸 Bradenton , FL 34219, US

Zeal Investment Group specializes in providing affordable homeownership solutions through innovative rent-to-own programs, focusing on budget-friendly mobile homes. By catering to the unique preferences of Gen Z and Millennials, the organization empowers individuals to achieve homeownership with customizable living spaces that emphasize affordability and sustainability.

affordable housing
mobile homes
rent-to-own
homeownership
lease to own
home financing
customizable living
budget-friendly housing
Company size: 2-10
Founded: 2019
PreProperty Solutions logo

PreProperty Solutions

🇺🇸 580 Thames St. Newport, Rhode Island 02840, US

Specializing in innovative real estate solutions, this entity offers lease-to-own and owner financing options, catering specifically to individuals with challenging credit situations. By directly owning the properties, they provide flexible financing tailored to meet individual needs, simplifying the home-buying process for those who may otherwise struggle to secure traditional financing.

real estate
lease purchase
rent to own
home financing
foreclosure
property investment
single family homes
owner financing
home rehabilitation
estate properties
private financing
real estate investing
Company size: 2-10
Founded: 2012
Security Mortgage Group logo

Security Mortgage Group

🇺🇸 2 State Street, Suite 810 Rochester, New York 14614, US

A national leader in commercial mortgage financing, specializing in income properties such as manufactured home communities, RV campground resorts, and self-storage facilities. Known for its innovative approach and recognized with multiple awards in the manufactured housing industry, it has successfully facilitated over $2.8 billion in financing across the United States since 1990.

commercial mortgages
income properties
manufactured housing
RV campgrounds
self storage
apartment financing
retail financing
industrial financing
leasing
real estate finance
Company size: 2-10
Founded: 1990
Trio logo

Trio

🇺🇸 Bellevue, Washington 98004, US

Trio operates in the real estate industry, offering an innovative lease-to-own financing model that provides a pathway to homeownership for individuals who may not qualify for traditional mortgages. Their approach effectively bridges the gap between renting and owning, making homeownership more accessible.

real estate
homeownership
financing
lease-to-own
rent-to-own
home financing
home loan
mortgage
Company size: 11-50
Founded: 2001
Hometowne Capital logo

Hometowne Capital

🇺🇸 Jackson, TN 38305, US

Hometowne Capital offers a rent-to-own financial service, providing an accessible and affordable solution for individuals to acquire essential items as needed. Their innovative approach simplifies the purchasing process, making it easier for customers to meet their immediate needs without the burden of traditional financing.

financial services
rent-to-own
consumer financing
affordable solutions
leasing options
Company size: 11-50

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