Explore the top 18 Plastiq alternatives in the United States, offering diverse payment solutions for businesses. From Bill & Pay's streamlined invoicing and payment portals to Stitch Payments' tailored credit solutions, these companies provide innovative banking and financial services. In California, DynGo Pay enhances cash flow management, while Chicago's CardX offers no-cost credit card payments. With options like API infrastructure from OatFi in New York and Securely's advanced payment security in Texas, these solutions cater to bankers and investment professionals seeking efficient financial processing.
Plastiq operates in the financial services industry, providing innovative solutions for small and medium-sized businesses to enhance cash flow through online bill pay, payment processing, and access to working capital. Its flagship product, Plastiq Pay, allows businesses to pay suppliers by credit card, regardless of acceptance, thereby streamlining accounts payable and receivable processes while offering flexible financing options.
Bill & Pay is an innovative invoicing and payment solution designed to streamline accounts receivable processes, offering seamless integration with QuickBooks and XERO. Its unique features include automated syncing, customizable payment portals, and support for various payment methods, enhancing cash flow and reducing collection times.
DynGo Pay is a banking solution provider that enhances payment flexibility for businesses by allowing them to use credit cards for supplier invoices, thereby improving cash flow management and offering innovative longer float mechanisms. This approach enables businesses to diversify their payment methods beyond traditional ACH, checks, and cash, benefiting the entire payment chain.
PayLocally offers a hybrid online payment solution that facilitates secure payment processing for both online shoppers and e-merchants, allowing transactions with or without credit cards. Its innovative proxy payment system enhances transaction security, making it a unique player in the technology and e-commerce industry.
Sliver Pay specializes in secure omnichannel payment solutions tailored for the healthcare, automotive, E-Commerce, and B2B sectors, offering innovative credit card processing and payment processing services. Its focus on advanced payment technologies positions it as a leader in the financial services industry.
1FX Pay specializes in providing multi-currency business bank accounts with global payment capabilities, catering primarily to small businesses and B2B transactions. Its innovative approach includes a comprehensive suite of financial services such as invoicing, collections, and mobile point of sale solutions.
OatFi specializes in providing API infrastructure for B2B payment platforms, enabling the integration of working capital solutions that enhance transactional revenues and streamline cash flow conversion. Their innovative approach allows partners to offer comprehensive financial services directly within their platforms.
United TranzActions specializes in innovative payment solutions within the financial services industry, offering customized alternatives for secure and efficient transaction processing. Their unique capabilities include check guarantee services and integrated electronic solutions tailored for sectors requiring high-value transactions, such as automotive and heavy equipment.
Highline operates in the financial services industry, offering an innovative payment network that allows consumers to make bill payments directly from their paychecks through its proprietary method, Pay by Paycheck. This approach effectively reduces credit risk and enhances customer peace of mind.
iStream Financial Services specializes in providing comprehensive treasury management and payment processing solutions, offering an innovative platform that enhances efficiency and cash flow for accounts receivable and accounts payable. Its bank-agnostic approach and diverse functionalities, including remote deposit capture and ACH processing, enable seamless integration with existing banking relationships while reducing costs and increasing revenue.
Stitch Payments specializes in providing tailored credit and debit card technology solutions for businesses, including Point-of-Sale, E-commerce, and ERP systems. By acting as a trusted adviser, they offer reliable and cost-efficient payment solutions leveraging advanced financial technology platforms.
REPAY is a full-service payment technology and processing provider in the financial services industry, offering an omni-channel platform that enables secure and efficient payment collection across various channels. With innovative solutions such as Instant Funding, automated accounts payable services, and a proprietary clearing and settlement platform, it delivers customized payment programs for diverse verticals, including personal and auto lending, healthcare, and B2B services.
Payment Guru specializes in providing secure payment processing solutions tailored for high-risk businesses, offering services such as debit and credit card processing, eCheck processing, and advanced chargeback management. With a focus on innovative payment methods, including cryptocurrency and various digital wallets, it addresses the unique needs of both domestic and European markets.
Specializing in business consulting and services, this firm brokers credit card processing equipment and services, enabling businesses and non-profits to accept electronic payments through various platforms, including mobile devices and e-commerce systems. It offers innovative solutions like guaranteed electric bill savings and community solar options, positioning itself as a comprehensive partner in enhancing cash flow.
Skate Payments specializes in mobile computing software that facilitates cash transactions by rewarding businesses and customers when they use e-cash and debit cards. Its innovative approach eliminates high processing fees and long contracts, offering real-time payment solutions and cash discounts, thereby enhancing revenue for merchants while providing cost savings for customers.
RTN PAY specializes in IT services and consulting by providing a software application that enables merchants to securely accept credit and debit card payments online, featuring robust transaction encryption and verification processes.
SWIPED specializes in providing payment gateway services, facilitating seamless online transactions for e-commerce and retail businesses by accepting all major credit cards. Its innovative approach automates payment processing, enhancing the efficiency of online payment systems.
CardX specializes in financial services, offering innovative solutions that enable businesses to accept credit card payments at no cost while ensuring full compliance with surcharging regulations. Their technology-driven approach simplifies payment processing, promoting fairness for both businesses and customers.
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