Top Mobile Payment Solution Providers in the U.S.

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In 2025, U.S. mobile payment solutions thrive with companies like Safepay, Financial Hint, and SocialPay leading innovative peer-to-peer and social payment advancements. Safepay, from San Francisco, enhances secure digital transactions, while Cincinnati-based SocialPay ensures seamless group payments across platforms. Yazara in New York transforms smartphones into payment terminals, and Tap to Pay in California integrates diverse platforms for streamlined experiences. Each offers unique fintech innovations, crucial for investment and operational strategies in this fast-evolving sector.

Paynuity logo

Paynuity

🇺🇸 111 N Orange Ave 1900

Specializing in financial services, Paynuity offers a comprehensive, enterprise-grade global payments technology that streamlines payment processing for merchants and banks. Its innovative platform facilitates direct-to-bank settlements and connects over 58 payment networks, positioning it as a central hub for seamless digital transactions and integrated banking solutions.

payments
payment processing
credit card
banking services
digital transactions
merchant services
payment network
card issuance
fintech
digital wallet
payment platform
POS provider
Company size: 51-200
Founded: 2017
Financial Hint logo

Financial Hint

🇺🇸 San Francisco, California, US

An Internet publishing hub focused on providing financial guides and insights, specializing in personal finance, fintech innovations, and digital payment services to empower consumers in making informed financial decisions in the digital age. With a commitment to high-quality content, it aims to educate and inspire individuals and businesses to navigate the complexities of the financial landscape effectively.

finance
fintech
digital payments
budgeting
investing
wealth management
blockchain
mobile payments
e-wallets
peer-to-peer transfers
online payment platforms
Company size: 1
Founded: 2021
Safepay logo

Safepay

🇺🇸 1279 38th Ave San Francisco, California 94122, US

Safepay offers a secure and engaging platform for peer-to-peer social payments, currently available on iTunes and soon to launch on Android, positioning itself as an innovative solution in the IT Services and IT Consulting industry.

peer-to-peer payments
social payments
mobile payments
payment processing
digital wallets
financial technology
secure transactions
Company size: 11-50
Founded: 2017
PayBridge Technologies logo

PayBridge Technologies

🇺🇸 Virtual/Remote, US

PayBridge Technologies specializes in financial services, offering a seamless platform for users to effortlessly send and split payments across multiple digital wallets like PayPal, Cash App, and Venmo. Founded by high school and college students, it brings an innovative approach to simplifying peer-to-peer transactions.

financial services
digital wallets
peer-to-peer payments
payment splitting
transaction processing
mobile payments
Company size: 2-10
Founded: 2022
Yazara logo

Yazara

🇺🇸 230 Park Ave, New York 10169 New York, NY 10169, US

Yazara specializes in IT services and consulting, offering innovative SoftPOS solutions that enable merchants to transform smartphones and tablets into secure payment terminals, facilitating EMV payments from various contactless methods. Their technology caters to businesses of all sizes, enhancing payment acceptance through mobile devices.

payment acceptance
SoftPOS
EMV payments
mobile payments
contactless payments
payment technology
point of sale
merchant services
mobile wallets
wearables
Company size: 51-200
Founded: 2021
SocialPay logo

SocialPay

🇺🇸 312 Walnut St Cincinnati, Ohio 45202, US

SocialPayâ„¢ specializes in financial services, offering seamless, instant, and secure peer-to-peer payments, group payments, and merchandise purchases across all mobile payment platforms, leveraging innovative technology to enhance user convenience and security.

P2P payments
peer to peer
FinTech
mobile payments
payment services
digital wallet
Company size: 2-10
Founded: 2016
karte payments logo

karte payments

🇺🇸 5406 State Line Rd Kansas City , Kansas 66208, US

Karte Payments specializes in innovative financial services, offering comprehensive payment processing solutions that enhance operational efficiency for businesses. Their unique approach includes support for traditional and high-risk payments, digital currency transactions, and advanced technologies like cloud-based payment innovations and contactless solutions, making them a versatile partner for both in-store and e-commerce environments.

payment processing
digital wallets
contactless payments
e-commerce
high-risk payments
digital currency
transaction processing
payment innovation
cloud payments
merchant partnerships
subscription payments
POS terminals
Company size: 2-10
Founded: 2016
Machnet logo

Machnet

🇺🇸 302 S Abel St Milpitas, California 95035, US

Machnet specializes in providing a comprehensive API platform for remittance and money transfer applications, enabling businesses to launch peer-to-peer payment solutions with built-in compliance and fraud prevention features. Its innovative approach includes a fully compliant, white-label platform that simplifies the complexities of banking and regulatory requirements, allowing clients to focus on scaling their operations.

remittance
money transfer
API
payment processing
compliance
KYC
AML
banking
ACH
virtual accounts
fraud prevention
card issuance
Company size: 51-200
Tap to Pay, Inc logo

Tap to Pay, Inc

🇺🇸 Newport Beach, CA, US

Tap to Pay, Inc specializes in financial services, offering an innovative point of sale solution that integrates multiple payment platforms, including Bitcoin, Venmo, Zelle, PayPal, Cash App, and Ethereum. This unique approach streamlines transactions for users by consolidating various payment methods into a single interface.

point of sale
financial services
cryptocurrency
digital payments
mobile payments
peer-to-peer payments
transaction processing
payment solutions
Company size: 11-50
InstaCash Inc. logo

InstaCash Inc.

🇺🇸 10926 David Taylor Dr Ste 120

InstaCash Inc. is a financial services provider specializing in a peer-to-peer payments app designed to revolutionize cash handling through effortless transactions and advanced security measures, offering users a variety of payment options.

peer-to-peer payments
financial services
mobile payments
transaction security
cash handling
digital wallet
payment app
Company size: 2-10
Founded: 2022
RiftPay logo

RiftPay

🇺🇸 6816 Deloache Ave Dallas, Texas 75225, US

RiftPay operates in the financial services industry, offering a seamless solution for real-time transaction splitting among friends, effectively eliminating the need for IOUs. Its innovative approach simplifies group payments, enhancing the social payment experience.

payment processing
peer-to-peer
transaction splitting
real-time payments
financial technology
digital wallets
Company size: 2-10
Founded: 2018
PayApp Inc. logo

PayApp Inc.

🇺🇸 Atlanta, GA, US

PayApp Inc. is a financial services provider specializing in digital wallet and mobile point-of-sale solutions, offering fully customizable payment processing for consumers, small businesses, and developers. Its innovative cloud-based platform supports both closed-loop and open-loop payment systems, enhancing commerce capabilities for brands and merchants.

digital wallet
mobile POS
payment processing
commerce technology
closed-loop payments
open-loop payments
financial services
cloud-based platform
small business solutions
consumer payments
Company size: 2-10
Founded: 2012
Restitution Inc logo

Restitution Inc

🇺🇸 Memphis, TN 38119, US

Restitution Inc specializes in providing digital payment services and point-of-sale solutions within the business consulting and services industry, offering innovative approaches to streamline transactions and enhance customer experiences.

digital payments
POS solutions
payment processing
consulting
transaction management
Company size: 11-50
Founded: 2019
Blaze (YC S24) logo

Blaze (YC S24)

🇺🇸 New York, US

Blaze is a financial services platform that offers a payments app designed for modern nomads, enabling nearly free transfers across multiple currencies and seamless transactions even without a Blaze account. Its innovative approach includes using a digital US dollar for stability and providing users with the ability to spend globally through Visa, Apple Pay, or Google Pay while discovering local businesses that offer discounts for travelers.

payments
digital currency
international transfers
currency exchange
mobile payments
financial technology
payment app
peer-to-peer payments
transaction fees
global payments
remittances
contactless payments
Company size: 11-50
Founded: 2023
MyPay LLC logo

MyPay LLC

🇺🇸 South Brunswick, New Jersey 08824, US

MyPay LLC specializes in SaaS solutions for payment processing, offering a comprehensive platform that facilitates various transaction methods, including credit cards, mobile payments, and digital signatures. Its innovative approach enhances operational efficiency and customer experience, driving growth in the technology and e-commerce sectors.

payment processing
AI
POS
digital signature
ecommerce
mobile payments
online payments
transaction management
customer experience
operational efficiency
Company size: 2-10
Dimecoin Network (DIME) logo

Dimecoin Network (DIME)

🇺🇸 401 N Ashley Dr #173414

Dimecoin Network specializes in developing innovative financial products and services centered around its digital currency, Dimecoin, facilitating fast, simple, and secure transactions for consumers and merchants. As a fully decentralized public blockchain, it offers unique solutions for peer-to-peer transfers, global remittances, and point-of-sale transactions, empowering users with accessible and efficient alternatives to traditional payment methods.

digital currency
cryptocurrency
blockchain
payments
cross-border payments
peer-to-peer
point-of-sale
smart contracts
decentralization
finance
DeFi
masternodes
Company size: 11-50
Founded: 2018
ZT Payments logo

ZT Payments

🇺🇸 1535 West Loop S Suite 450

ZT Payments specializes in providing bespoke payment processing solutions within the financial services industry, focusing on streamlining transactions and enhancing customer payment experiences. With a commitment to security and innovation, the firm offers a comprehensive range of services, including POS systems, mobile payment solutions, and e-commerce payment gateways, designed to meet the evolving needs of businesses in the digital commerce landscape.

payment processing
POS systems
e-commerce
mobile payments
payment gateways
transaction management
data security
merchant services
B2B payments
contactless payments
credit card processing
financial technology
Company size: 11-50
Founded: 2016
Purewrist logo

Purewrist

🇺🇸 135 E 57th St 14th Floor

Purewrist is an innovative fintech firm specializing in wearable contactless payment solutions, offering customizable white label options that enhance inclusive payment experiences. With a focus on affordability, reliability, and security, it is pioneering advancements in the rapidly growing wearable technology market.

fintech
contactless payments
wearable technology
program management
payment solutions
digital payments
NFC
RFID
EMV
prepaid
innovation
IoT
Company size: 11-50
Founded: 2013
Paerpay logo

Paerpay

🇺🇸 21 Drydock Ave Suite 610E Boston, Massachusetts 02210, US

Paerpay specializes in innovative software development for the restaurant industry, offering a seamless contactless payment solution that integrates easily with existing legacy POS systems without requiring hardware changes. Their unique approach simplifies the payment process for both merchants and guests, making transactions as easy as sending a text message.

contactless payments
payment processing
POS integration
restaurant technology
mobile payments
legacy systems
user experience
payment standards
Company size: 2-10
Founded: 2017
Pied Piper Merchant Processing logo

Pied Piper Merchant Processing

🇺🇸 3855 N Cicero Ave Chicago, Illinois 60641, US

Pied Piper Merchant Processing specializes in innovative payment solutions within the financial services industry, offering seamless and secure transaction processing for businesses of all sizes. Their diverse acceptance of payment methods and commitment to fair pricing set them apart in the payment processing landscape.

payment processing
merchant processing
credit card
debit card
EMV chip
contactless payments
mobile wallets
transaction security
digital economy
pricing transparency
Company size: 2-10
Cardknox logo

Cardknox

🇺🇸 465 Oak Glen Rd Howell, New Jersey 07731, US

Cardknox provides an innovative omnichannel payment gateway designed for developers, facilitating hassle-free integrations across POS systems, e-commerce, and mobile platforms. With a focus on flexible payment solutions, competitive interchange rates, and exceptional customer support, it caters to a diverse range of industries.

payment gateway
payment processing
e-commerce
mobile integration
POS integration
contactless payment
payment security
EMV solutions
fintech
unattended retail
developer payment
Company size: 51-200
Founded: 2010
NewNet Secure Transactions Inc. logo

NewNet Secure Transactions Inc.

🇺🇸 700 E Butterfield Rd Lombard, Illinois 60148, US

NewNet Secure Transactions Inc. specializes in providing innovative digital payment infrastructure solutions, focusing on integrated transaction routing, secure access, and data security for the financial services industry. Its unique offerings include intelligent routing and switching, cloud transformation, and comprehensive omnichannel payment handling, enabling secure and efficient global payment transactions across various platforms.

digital payments
payment infrastructure
transaction routing
secure access
data security
cloud payments
omnichannel payments
real time payments
payment gateways
tokenization
fintech
payment processing
Company size: 11-50
Founded: 2021
InstaCash logo

InstaCash

🇺🇸 Pasadena, CA, US

InstaCash is a mobile payment service that enables users to transfer funds easily through a mobile app, specifically designed for users within the U.S. Its innovative approach streamlines financial transactions, making it convenient for individuals to manage their money on-the-go.

mobile payments
fund transfer
digital wallet
peer-to-peer payments
financial technology
mobile app
Company size: 2-10
QRUZ by Mobile Equity Corp. logo

QRUZ by Mobile Equity Corp.

🇺🇸 1333 W. McDermott Drive Suite 200

QRUZ by Mobile Equity Corp offers innovative mobile payments technology that enables users to make secure transactions and cash withdrawals using any mobile phone, without the need for credit or debit cards. Its patented system is compatible with both modern and legacy payment infrastructures, providing a seamless and frictionless payment experience for consumers and merchants alike.

mobile payments
e-commerce
payment methods
cash withdrawal
point of sale
ATM transactions
remote payments
security
mobile technology
payment processing
digital wallets
Company size: 2-10
Founded: 2010

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